About Louisville Kentucky Mortgage

As a life-long Kentucky resident, I have helped over 589 families buy or refinance their home over the last 13 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to get you the best deal out there, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. My rates and fees are just as good or better than local banks and you will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 2 hours and get your loan closed within 15 days. Give us a try or let us compare what you have now. Call me locally at 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals. Stop by and see my at 107 South Hurstbourne Pky Louisville Ky 40222- or email me at kentuckyloan@gmail.com nmls# 57916

Mortgage Rates Kentucky

Posted on May 21, 2012 by Louisville Kentucky Mortgage

Mortgage Rates Kentucky.

via Mortgage Rates Kentucky.

2012 BAH Kentucky

Posted on May 14, 2012 by Louisville Kentucky Mortgage

Sunday, May 13, 2012

2012 BAH Kentucky – Finance – MilitarySpot.com

2012 BAH Kentucky

Kentucky (FY2012)

Find your Location and the corresponding Basic Allowance for Housing (BAH) in the pay tables below. All pay is listed in terms of dollars per month.

Enlisted Personnel (Without Dependents)

Location	E-1	E-2	E-3	E-4	E-5	E-6	E-7	E-8	E-9
FORT CAMPBELL	810	810	810	810	858	885	951	1065	1191
LEXINGTON	654	654	654	654	753	855	903	975	1056
LOUISVILLE	849	849	849	849	951	1014	1089	1188	1215
FORT KNOX	675	675	675	675	735	942	1017	1098	1176
OWENSBORO	567	567	567	567	642	762	777	867	924
FRANKFORT	630	630	630	630	702	756	843	951	972
BOWLING GREEN	678	678	678	678	744	813	780	933	1014
PADUCAH	633	633	633	633	708	792	852	969	1002

Enlisted Personnel (With Dependents)

Location	E-1	E-2	E-3	E-4	E-5	E-6	E-7	E-8	E-9
FORT CAMPBELL	900	900	900	900	918	1125	1266	1422	1587
LEXINGTON	870	870	870	870	933	1140	1206	1275	1407
LOUISVILLE	1086	1086	1086	1086	1167	1263	1344	1431	1560
FORT KNOX	900	900	900	900	975	1254	1356	1454	1566
OWENSBORO	756	756	756	756	828	1017	1035	1053	1149
FRANKFORT	840	840	840	840	936	1008	1089	1176	1284
BOWLING GREEN	822	822	822	822	867	1083	1161	1242	1353
PADUCAH	846	846	846	846	945	1056	1095	1137	1215

Warrant Officers (Without Dependents)

Location	W-1	W-2	W-3	W-4	W-5
FORT CAMPBELL	894	999	1194	1227	1329
LEXINGTON	858	972	1059	1155	1227
LOUISVILLE	1053	1185	1218	1284	1365
FORT KNOX	945	1050	1179	1281	1380
OWENSBORO	765	864	930	1020	1041
FRANKFORT	801	948	975	1026	1110
BOWLING GREEN	816	909	1017	1101	1179
PADUCAH	807	966	1005	1065	1104

Warrant Officers (With Dependents)

Location	W-1	W-2	W-3	W-4	W-5
FORT CAMPBELL	1128	1329	1521	1614	1725
LEXINGTON	1143	1233	1320	1440	1475
LOUISVILLE	1266	1380	1488	1587	1707
FORT KNOX	1257	1401	1536	1578	1632
OWENSBORO	1020	1041	10687	1179	1311
FRANKFORT	1011	1125	1233	1302	1380
BOWLING GREEN	1086	1194	1296	1374	1467
PADUCAH	1059	1113	1167	1236	1317

Officers (Without Dependents)

Location	O-1E	O-2E	O-3E	O-1	O-2	O-3	O-4	O-5	O-6	O-7
FORT CAMPBELL	975	1119	1224	882	954	1197	1326	1461	1521	1551
LEXINGTON	933	1026	1140	807	912	1065	1224	1395	1407	1422
LOUISVILLE	1167	1209	1263	1002	1140	1230	1353	1464	1488	1518
FORT KNOX	1035	1137	1254	822	1020	1182	1368	1431	1536	1566
OWENSBORO	828	912	1017	684	804	948	1038	1185	1194	1206
FRANKFORT	936	966	1005	741	903	981	1098	1155	1233	1260
BOWLING GREEN	882	963	1083	774	873	1020	1167	1239	1296	1323
PADUCAH	945	993	1056	747	912	1014	1098	1125	1167	1188

Officers (With Dependents)

Location	O-1E	O-2E	O-3E	O-1	O-2	O-3	O-4	O-5	O-6	O-7
FORT CAMPBELL	1299	1491	1632	942	1122	1512	1767	1947	1965	1986
LEXINGTON	1221	1308	1461	957	1137	1317	1632	1857	1878	1896
LOUISVILLE	1362	1470	1605	1179	1260	1482	1752	1947	1965	1986
FORT KNOX	1377	1515	1587	1005	1248	1530	1650	1734	1752	1770
OWENSBORO	1038	1062	1200	849	1014	1065	1362	1578	1593	1611
FRANKFORT	1107	1218	1314	942	1005	1230	1413	1542	1557	1572
BOWLING GREEN	1176	1281	1389	891	1080	1293	1503	1653	1668	1686
PADUCAH	1104	1158	1248	957	1053	1164	1347	1479	1494	1509

Joel Lobb (NMLS#57916)Senior Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*

http://mylouisvillekentuckymortgage.com

Fill out my form!

Louisville Kentucky mortgage rates

Posted on April 24, 2012 by Louisville Kentucky Mortgage

Louisville Kentucky mortgage�rates.

via Louisville Kentucky mortgage rates.

Current Louisville Kentucky mortgage rates today

(Current FHA/VA KHC Rates) Kentucky today

NMLS#57916

Louisville Kentucky Mortgage Rates for today
Mortgage Product Mortgage Rates & (APR)

15 Year Fixed Conventional 3.250% 3.384% apr
30 Year Fixed Conventional 3.875% 4.197% apr
30 Year Fixed FHA 3.750% 5.231% apr
30 Year Fixed USDA 3.750% 4.657% apr
30 year Fixed VA 3.750% 4.789% apr
30 year Fixed KHC 4.125% 4.777% apr

Current Louisville Kentucky Mortgage Rates today
Rates are subject to qualifying criteria
Rates are subject to change without notice.
Free Credit Report and Pre qualifications available anytime.

Louisville Kentucky Mortgage Rates are updated daily at this blog

FHA, VA, KHC, Rural Housing, USDA, Fannie Mae Mortgage Loans

Check out our listing in one of Louisville, Ky‘s Premier Business Magazines, Business First Of Louisville

This website is not an Government Agency, and does not officially represent the HUD, VA, USDA or FHA

Key Financial Mortgage of KY is a licensed mortgage broker in the state of Kentucky (NMLS#1800). Key Financial Mortgage of KY is not a part of, nor are we affiliated with, the VA, FHA/HUD, USDA. These entities are a government agencies, not a lender. These Government agencies simply insure the mortgages; they do not loan the money. Joel Lobb (NMLS#57916) is a licensed loan officer in the state of Kentucky.

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HARP 2.0 for Louisville Kentucky Mortgage Refinances 2012(kentuckyfirsttimehomebuyer.com)

I have helped over 589 families buy or refinance their home over the last 13 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to get you the best deal out there, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. My rates and fees are just as good or better than local banks and you will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 2 hours and get your loan closed within 15 days. Give us a try or let us compare what you have now. Call me locally at 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals. Stop by and see my at 107 Sou

Louisville Kentucky mortgage rates

Posted on April 1, 2012 by Louisville Kentucky Mortgage

Categories: 2011Louisville and Jefferson County Kentucky Real Estate/Home Info Links, Appraisals, Credit Score First Time Home Buyer Louisville Kentucky KHC, Credit Scores, Deliquencies, FHA Mortgage Guide, fico credit score, HomePath, Kentucky Mortgage Rates FHA VA KHC, Louisville Ky FHA Loans, Rates, Refinance of Mortgage, USDA/Rural housing, VA loansTags: Credit score, current louisville mortgage rates, Fannie Mae, Federal Housing Administration, Free Credit Report, interest rates, Kentucky, Kentucky Housing Corporation, kentucky rates mortgage, louisville, Louisville Kentucky, louisville rates, Mortgage, Mortgage broker, mortgage interest, Mortgage loan, Mortgages, Refinancing, Rural housing, United States Department of Agriculture

via Louisville Kentucky mortgage�rates.

via Louisville Kentucky mortgage rates.

Kentucky VA Funding Fee Information for National Guard, Reserves, Regular Military, Retired, Active Duty in Kentucky for 2012

Featured

Posted on March 29, 2012 by Louisville Kentucky Mortgage

Active-duty double amputee inspires troops in Europe (Photo credit: heraldpost)

Kentucky VA Funding Fee Information

In order for VA to guarantee the home loan, there is a closing cost assessed by the VA to originate the loan called a funding fee. This fee will vary, depending upon the type of Kentucky VA loan, whether this is your first time to use your entitlement, if you are a disabled veteran, the down payment and if you served active duty or in the National Guard/Reserves.

Current Funding Fee Charts for Kentucky VA Guaranteed Loans:

First Time Use, Purchase & Construction Loans

Down Payment Amount	Veteran/Active Duty	Reservist/National Guard
Less than 5%*	2.15%	2.40%
5% to 9.99%	1.50%	1.75%
10% or more	1.25%	1.50%

*Includes “Cash-out” Refinancing Loans

Second Time Use, Purchase & Construction Loans

Down Payment Amount	Veteran/Active Duty	Reservist/National Guard
Less than 5%*	3.30%	3.30%
5% to 9.99%	1.50%	1.75%
10% or more	1.25%	1.50%

*Includes “Cash-out” Refinancing Loans

Streamline Refinance / Interest Rate Reduction Loan (IRRL)

VA Backed Usage	Veteran/Active Duty	Reservist/National Guard
First time use	0.50%	0.50%
Second time use	0.50%	0.50%
Assumptions	0.50%	0.50%
Service-connected Veterans	0.00%	N/A

VA Home Loan Quotes are Freely Available

The VA home loan program is an excellent deal for active duty military personnel and non-active duty veterans. Take advantage of your benefits.

A Funding Fee Changes Effective October 1, 2011

Vets and Reserves/National Guard will get a significant benefit October 1st. Check the chart below to see how much they’ll save in fees. We hope this helps you help our military folks become homeowners!

If you have any questions about this or a specific situation, please don’t hesitate to email or call.